At a Glance
Kristin’s practice and experience spans a variety of business, commercial and real estate law matters, with a focus in the areas of commercial lending, real estate finance, and loan workouts and restructuring. She is an experienced negotiator of commercial credit facilities and mortgage loans; counsels clients on loan workout and restructuring matters; assists buyers and sellers in all phases of the purchase and sale of commercial real estate; and is experienced in assisting businesses and entrepreneurs with organizational design and compliance; startup and strategic planning; and providing general counsel on business law issues.
Education
Baldwin-Wallace College (B.A., magna cum laude, 1997)

Case Western Reserve University Weatherhead School of Management (M.B.A., 2001)

Case Western Reserve University School of Law (J.D., 2001)
Practices/Industries
Areas of Concentration
  • Business Law
  • Real Estate
  • Banking and Finance
Representative Experience
  • Representation of lenders in the negotiation, drafting and modification of loan facilities for a wide variety of commercial loans, asset-based loans, and mortgage loans.
  • Representation of lenders in commercial, asset-based and real estate loan workouts and restructurings, including negotiation and documentation of forbearance and loan restructuring agreements, loan sale agreements and deed-in-lieu of foreclosure arrangements.
  • Representation of borrowers and developers in negotiation and completion of acquisition financing, mortgage and commercial loan facilities, and tax credit assisted development projects.
  • Representation of buyers and sellers in the acquisition and sale of commercial real estate properties, including office, industrial, and apartment complexes.
  • Knowledgeable in Fannie Mae Guidelines and requirements for multifamily property lending, including representation of Fannie Mae DUS lenders in the documentation and closing of Fannie Mae Multifamily loans.
  • Representation of business clients in organizational formation, general commercial and business law matters.
Honors/Distinctions
Named an "Ohio Super Lawyer Rising Star" in a survey of Ohio lawyers by Law & Politics magazine (2006, 2007, 2010)
Publications/Presentations
Presentations

“Disturbing Thoughts about Non-Disturbance Agreements”, Cleveland Metropolitan Bar Association, Real Estate Law Institute (November 2008)

“Subprime Lending Guidance: The Statement on Subprime Mortgage Lending”, Ulmer & Berne Financial Law Resource (Fall 2007 Issue)

“Reforging the Boilerplate: A Case Law Review of Standard Real Estate Contracts”, Association of Corporate Counsel, Central Ohio Chapter (May 2007)

"Revised Article 9," Purchasing Management Association of Cleveland (February 2003)

Professional Affiliations

American Bar Association

Ohio State Bar Association

Cleveland Metropolitan Bar Association

Commercial Real Estate Women

Community Involvement
Cuyahoga Valley Scenic Railroad (Trustee)

Cleveland Bridge Builders, Class of 2007
Admissions
 State of Ohio