Ulmer & Berne’s banking and commercial finance practice regularly represents national and local banks, finance companies, insurance companies and other financial institutions, as well as borrowers, in connection with all types and sizes of financings. Our attorneys have extensive knowledge and experience in commercial lending matters, including:
- Revolving, term and other commercial lending facilities
- Secured lending transactions
- Asset-based lending transactions
- Syndicated lending and participations
- Acquisition financing
- Interest rate swaps and other hedging techniques and derivative transactions
- Real estate financing
- Commercial leasing and equipment financing
- Domestic and international letter of credit financing
- Loan maintenance, restructuring and warrants
- Tax-exempt bond financing
- Floor-plan financing, aircraft and vessel financing
- Mezzanine financing
- DIP financing
- Recapitalizations
Financing transactions often require experience in other areas of law. The attorneys in our banking and commercial finance practice work closely with the members of the Firm’s other practice areas to address issues involving corporate law, taxes, bankruptcy and creditors’ rights, environmental law, intellectual property law, securities law, labor law and employee benefits. With the assistance of the attorneys in these other areas, our banking and commercial finance attorneys are able to structure financing arrangements and advise clients in a way that minimizes our clients’ risk throughout the lending relationship.
Our experience with a wide variety of industries, clients, collateral and types of financings allows us to counsel lenders and borrowers in all types of credit transactions, from simple term loans to complex loan facilities. This broad background allows us to provide efficient, flexible and cost-effective services to our clients.